FAQ
Got Questions? We've Got Answers.
Everything you need to know — honest answers, no fluff.
We connect your business with 75+ competing lenders through one application. Our marketplace engine surfaces real offers — not estimates — so you can compare amounts, rates, and terms side by side with a dedicated advisor guiding you through the process.
No. Our initial application uses a soft credit pull that does not impact your credit score. A hard inquiry only occurs if you choose to proceed with a specific lender's offer.
Funding amounts range from $5,000 to $1,000,000+ depending on the product and your business profile. Terms vary by product — from daily/weekly revenue-based repayments to fixed monthly payments over 1–10 years for term loans.
Requirements vary by lender and product. Generally, businesses with 6+ months in operation, $15K+ monthly revenue, and a US-based business bank account have the most options. We work with all FICO scores 500+.
Rates depend on the product, your business profile, and the lender. SBA loans typically offer the lowest rates, while revenue-based financing offers speed and flexibility. You'll see exact rates in your real offers — never estimates.
Zero obligation. You can review all offers, compare with your advisor, and walk away at any time with no cost or commitment.
Many clients receive funding within 24 hours of accepting an offer. Revenue-based financing typically funds in 1–3 days. SBA and term loans may take longer due to documentation requirements.
No documents are needed to start. Our initial application takes about 3 minutes. Documentation may be requested after you select an offer and proceed with a specific lender.
Basic owner and business information: name, contact details, business type, monthly revenue, time in business, and requested funding amount. Bank details are needed only when proceeding with a lender.
Yes. All data is protected with 256-bit encryption. Your information is never sold — it's only shared with matched lenders in our vetted network.
Yes. Our marketplace includes lenders that work with all FICO scores 500+. Revenue-based financing, in particular, focuses on your business revenue rather than personal credit alone.
Some lenders in our network work with businesses as young as 6 months old. Options may be more limited for very new businesses, but our advisors can help identify what's available for your situation.